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Insurance Solutions for Trades & Contractors

Our targeted insurance solutions address the unique risks of your sector, ensuring your business is comprehensively protected against unforeseen challenges.

We Protect...

...and countless other hardworking business owners like you!

Getting a quote by yourself can be tricky!
Let us call you & simplify the process & get you the best possible quote!

Our Trades & Contractors Insurance Offerings

At Youngs Insurance Brokers, we offer a comprehensive range of insurance solutions tailored to the unique needs of contractors in Ontario. Here are some of the key areas we cover:

  • Commercial General Liability: Safeguards against legal and financial repercussions from on-site accidents or damages linked to your operations.

  • Professional Liability Insurance: Shields against claims from errors, negligence, or omissions in your professional services, crucial for consultants and architects.

  • Wrap-up Liability Insurance: A must-have for large projects, offering comprehensive coverage for all parties, from general contractors to subcontractors, against project-related liabilities.

  • Commercial Property Insurance: Protects your business assets, including premises and equipment, from damage or loss due to various perils.

  • Commercial Auto Insurance: Ensures your business vehicles and any attached equipment are covered, essential for operations on the move.

  • Workers’ Compensation Coverage: Covers medical costs and lost wages for employees injured on the job, mandatory in Ontario.

  • Contractor’s Equipment Insurance: Provides coverage for owned or rented tools and machinery, protecting against loss or damage on-site or in transit.

  • Builder’s Risk Coverage: Offers protection against damage or loss to structures under construction, including materials and equipment.

  • Equipment Breakdown Insurance: Covers repair or replacement costs for business equipment and machinery following mechanical or electrical breakdowns.

  • Business Interruption Insurance: Compensates for lost income and ongoing expenses during disruptions caused by covered events.

  • Installation Floater Coverage: Protects materials and equipment from transit to project completion, covering losses like theft or damage.

  • Surety Bonds: Guarantees project owners that contractual obligations will be met, essential for bids on government and municipal projects.

  • Pollution Liability Insurance: Covers claims and liabilities from accidental pollution and environmental damage during your operations.

  • Cyber Insurance: Protects against financial losses from cyber incidents, including data breaches and cyber theft.


Our trades and contractor clients love us! See what they have to say…

Youngs Insurance Brokers has never failed to assist in all our insurance needs,...always with patience and clear explanation on whatever information needed. Thanks to our broker.

Marifel N.


Wonderful company to deal with and they work with you to find exactly what you need. Rather than try and pitch you the cheapest product or the most expensive, they tailor your insurance to the coverage needed for you.

Greg M.

Niagara Falls

Youngs Insurance is a very good company and helped shop to find the best coverage for me. The team is super friendly and always make me feel welcome when I stop by the office.

Orest B.


Youngs Insurance Brokers are always so responsive and helpful. I am always able to hear back from within hours of sending email, and they are ready to help me get the best value for the products I need.

Sandrina N.

Niagara Falls

Very good broker, who cares about you as a client. Always helpful and can get you great value for your insurance.

Douglas L.


Great broker to have on your side! They review my policy every year at renewal time without me asking and shop around for the best price for the coverage I have.

Andrew F.

Niagara Falls

The Youngs Insurance Brokers Advantage

At Youngs Insurance Brokers Inc., we’re not just another insurance brokerage. We’re your partners in protection, offering a blend of tradition, innovation, and excellence that sets us apart. Here’s why thousands choose us for their insurance needs:

  • Instant Peace of Mind: Get free online quotes in minutes. Discover how easy securing your future can be with our streamlined process.
  • A Century of Trust: With over 110 years of business experience, we bring unparalleled expertise and insight to the table. Our legacy is your advantage.
  • Across Ontario, Close to You: With locations spread throughout Ontario, expert advice and support are always within reach. We’re your neighbourhood experts, province-wide.
  • Efficiency That Counts: Time is precious. That’s why we pride ourselves on the efficient and quick processing of claims and applications. We work diligently, so you don’t have to wait.
  • Commitment to Superior Customer Service: Our dedication to superior customer service and fostering lasting relationships sets us apart. We’re here to guide, assist, and ensure your insurance journey is smooth and understandable.
  • Value and Integrity in Every Quote: Competitive rates paired with fair premium policies ensure you receive the best coverage without compromise. With Youngs, your investment is in secure futures, not just policies.
  • Your Champion: As your advocate, Youngs Insurance works for you, not the insurance companies. Our partnerships with leading insurance carriers—trusted brands you know—mean we find coverage that fits your unique needs.
  • Community and Compassion: At Youngs Insurance, our commitment extends beyond policies to people. We’re passionate about giving back to the communities we serve across Ontario, a commitment that’s integral to our legacy. Through our #GiveBackOntario program, established in 2016, we aim to inspire and collaborate with others in making a tangible difference

Ready to Begin? Get Your Quote Now!

Navigating contractor’s insurance can be straightforward!

Youngs Insurance Brokers Inc. streamlines your insurance journey, ensuring you secure the necessary coverage effortlessly and swiftly!

Getting a quote by yourself can be tricky!
Let us call you & simplify the process & get you the best possible quote!

Disclaimer: The information that appears on this page is provided for information purposes only. Offers may change without notice. Advertised product prices are not guaranteed and may vary based on the insurance provider and each person’s individual insurance profile. The overall savings percentage on the total amount of premium may thus vary depending on selected additional coverages if any. The insurance contracts prevail at all times. Please consult the insurance contracts for complete descriptions of coverage and exclusions. Featured rates are subject to policy conditions, limitations, and exclusions. 

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